Property in Super | Super Investment Strategists

"My wife and I had $70k each in superannuation –
we had no idea we could turn that into a $380,000
property."

– David & Mary, 30–somethings

"Our previous Financial Adviser knew we wanted to buy
property, but recommended we buy managed funds
instead. Thank you Super Investment Strategists for giving
us control over our retirement nest egg!"

– Paul & his father Peter

"I can't believe I'm using my super to borrow and buy
property! I wish I had seen Super Investment Strategists
sooner."

– Michael, a young executive

"It made sense to us to take advantage of the tax
effectiveness of superannuation when considering our next
property purchase. Now we won't pay any Capital Gains
Tax!"

– Ken & Barbara, Pre-retirees

"We thought it was obvious to deal with a Firm that could
walk us through the entire process."

– Bill & Elizabeth, a working family

"All our money has been made from property.
Why would we invest our super anywhere else?"

– Shaun and Michelle, Investors

Alan and Donna currently own five properties in their own names and a commercial property via a family trust. They are approaching retirement and have two adult children they wish to teach about investing.

After carefully considering how to purchase their next property, they realised that by using their SMSF, they could sell the property tax-free later in retirement. And by allowing their children to be Trustees, the whole family could be involved in the process.

For the past 7 years, Alan had been administering their SMSF. After reviewing the Fund's documentation, we recommended a new Deed and an update of the Fund's Investment Strategy, which hadn't been amended since establishment. We were sure to make provisions for a Bare Trust, should Alan and Donna (or their children) wish to borrow in future.

After receiving our initial advice and purchasing an NRAS property in Mackay, Alan and Donna opted to handover the administration of their SMSF to us, and signup for our ongoing advice service. They often comment how comforting it is to be able to call us at any time and speak to our friendly staff, as we work with them to manage their Transition to Retirement strategy.

Tony and Angela always dreamed of owning an investment property. They had been saving hard, but with the banks refusing to recognise the increase in value of their home, they didn't have the necessary equity to purchase another property in their own names.

After hearing that they could use their super to purchase an investment properties, they spoke to us and we arranged for the rollover of their two existing super funds (Tony had $90k with HostPlus and Angela had $70k with Colonial First State) into a brand new Self–Managed Super Fund (SMSF). We then sought out a loan of $300,000, which allowed them to buy a new NRAS investment property in Moorooka worth $460,000.

With their investment property now worth $540,000 and long–term tenants in place, Tony and Angela are thrilled to be in the property market. They are now making additional super contributions into a share portfolio and plan on using the gains in three years to buy another property.